I have a credit card debt that is over 2.6 years past due. It has been through two collection angencies. Is there a S.O.L. On this debt. I live in B.C. And the debt occurred in B.C. The debt is actually my Moms, but because of health issues I have legal POA to deal with this debt. The collection agency has a copy of this POA signed by a lawyer. Can I force them to deal strickly with me and stop phoning my Moms house.