Should I make credit card minimum payment?
My husband and I are getting ready to sign up for a credit counseling consolidation program. (we already have a reputable one in mind). They're closed today, due to it being just after the holiday. We came across some extra money over the weekend, and I am wondering if we should make the minimum payments on the credit cards now or if we should wait tntil we officially sign up w/the consolidation program? We are paying off my husbands truck in a few weeks, which is why we haven't signed up w/the consolidation company as of this time, due to the debt to ratio, we are unable to sign up tntil we are able to get that down some. So, anyway, the creditors (credit cards) are blowing up our phones right now & have been, is it worth it to make their minimum payments now that we have a bit of extra money too, or should we hold on a few more weeks when we pay off my husbands truck & officially sign up w/the consolidation program?