I have a judgement against me from a previous landlord, I have made minimal payments primarily due to lack of employment , I have some payments that I can . I need to know if it is legal for the judge to order me to turn over my federal tax refund without taking other steps to collect the debt. I am now working, aren't there steps to take before taking my refund , like garnishing my wages that need to be done first? Please help my refund was being used to pay for our upcoming wedding...