I am currently an associate manager for big lots and have a 401k with my former employer. I would like to roll it over to the 401k program that big lots offers but don't know what to do.

1. The 401(k) plan administrator for Big Lots should be able to help you with this, assuming that their plan allows transfers in from other 401(k) plans (many do, but some don't allow such transfers). Do you know who the plan administrator is, and how to contact them? If not, the HR dept at work should be able to assist.

2. Another option is to roll your old 401(k) plan to a rollover IRA rather than into your new employer's 401(k) plan. The reason most people go this route is that in general the investment choices are broader with an IRA at a company such as Fiidelity or Vanguard, and the fees lower (the fees employees are charged in their 401(k) are often so well hidden that most people don't even realize they're being charged).

You would need to get a rollover/distribution form from the plan administrator at your previous company.