Someone from a club called me up and got my bank details. THey promised me not to charge if I cancelled the account within 15 days. I cancelled the account the day I received their membership.

A week later I found that they had alreasy charged my bank account by 150$ and when I called them up they told me that I had not called them and wanted me to send the proof (itemised telephone billing) to show that I actually called them. I sent them the itemized phone billing and they said they will return the amount through check (Still I haven't got that check).

A week later I found that there was one more company that charged my account by $50 and when I called them they told me that they are some phone company which gives unlimited phone calls and they got my details from the other company who already cheated me of the $150.

I approached my bank and they told me that I will have to freeze the account and get a new account.

Is there any way that I can sue these two companies for what they did to me without my approval?

Of course you can sue the two companies, who most likely will be out of business in 3 to 4 months ( then re-open with new name somewhere else)

I am still sitting here, you gave someone your BANK details over the phone, someone who just called you.

And you believed what they told you over the phone?

Note always have them send you the info first, if they don't want to, it is a cheat.

Close that account fast before they take more.