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-   -   Bankruptcy (https://www.askmehelpdesk.com/showthread.php?t=614735)

  • Nov 25, 2011, 08:12 PM
    kellydbeau
    Bankruptcy
    Can I change my mind after I've reafirmed my car loan and my bankruptcy has been discharged?
  • Nov 25, 2011, 08:17 PM
    kcomissiong
    Can you change your mind about what?
  • Nov 25, 2011, 08:21 PM
    kellydbeau
    Can I change my mind if Ive already reaffirmed my car loan and my bankruptcy has been discharged?
  • Nov 25, 2011, 08:21 PM
    Fr_Chuck
    Do you mean about reaffirming the debt? Or about the bankruptcy ?

    But once it is over and final discharge, no you can not go back
  • Nov 25, 2011, 08:25 PM
    kellydbeau
    What if they never sighned the reaffirmation.. am I still held liable for the debt.. or can I let the car go back?
  • Nov 25, 2011, 08:27 PM
    Fr_Chuck
    Who never signed, you ? Or the court ?
  • Nov 25, 2011, 08:28 PM
    kellydbeau
    The car dealership
  • Nov 25, 2011, 08:33 PM
    kellydbeau
    The car dealership
  • Nov 25, 2011, 08:34 PM
    kcomissiong
    If you reaffirmed the debt, then you still owe it as it wasn't discharged in your bankruptcy. If you haven't "changed your mind" in writing within 60 days of the reaffirmation, you are now bound by the terms of the contract. They can repossess the car, sell it at auction, and sue you for the balance if you default.

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