They owe me around 13,000. In back ssdi and or ssi? At first my worker at my local ssi office. Told me it would be all 1 Lump sum. But now she says 2 payments of 2,100. 6 months apart and the last. What ever else is left another 6 months later I have bills and 4 kids that need things my wife only makes around $700.a month what can I do?