She says that she dose not like swallow the germs n my mouth and she says she never kissed anyone in her whole life ,we bn together for a year and we had sex lots. I just don't know what to do about that..

Its germs, not girms. She has sex with you but won't kiss you because of the germs. Come on. What does she think you have anyway? She is not afraid of STDs but she is afraid of germs. Find someone who likes kissing.

Tick

Yes we had unprotected sex and she is not afraid of STDs.

So where does this phobia come from?

Does she know?

IDK.. she just says that she does not like to swallow the germs and saliva.. stupiy reasons.. right?

Calling the reasons "stupid" may be misguided.

It just seems like there's some deeper issues going on with her regarding kissing. You should find someone who likes to kiss, as was stated. It's simply too important a part of intimacy that should be involved in romantic relationships.

She is who she is for whatever reason. Her reasons are her own. Stop french kissing and slobbing in her mouth. Does she object to lips only? Weird she is afraid of germs and spit and not STD's or getting pregnant.