I was living in a basement apartment in Michigan and it flooded after a rain storm. All of my electronics where ruined along with my bed. I got a contractor to come look at the apartment and he informed me that the subpump that was suppose to keep the water out of the apartment was installed inproperlly witch was the reason of the flood. Now who is responible for all my belongsing. The landlord said that it was actully the seconded time it had flooded.