Can a past crediter freze a new secured visa from a different bank.

Hello t:

Probably not, because the secured visa isn't an asset. The bank account that the visa is attached to is, though. If the previous creditor has a judgment, then he can seize your bank account.

excon

To have a secured card, you have to deposit money into an account with the secured card.

Now with a judgement, the first card can garnish ( or freeze) that money. Once the money is frozen in a secured account they will freeze the ability to charge since there is no longer a deposit