Why does having gone through financial difficulty and having to claim bankruptcy mean that there is potential for me to steal from a company and make me not bandable? I am not a criminal!

Because people with no financial responsibility ARE in the position to commit a crime to pay their bills in a far greater percentage.

Its real.. and statistically proven.

Its not if you have... its that you will be far more likely to than the next person.

They would rather hire the safe responsible person over the person that can't live on a budget or make sacrifices... or just made bad decisions repeatedly, rarely does one bad decision result in financial ruin, but a series of them very much will.

That's fact... not opinion. Human nature has been very well studied.

And there are plenty of jobs that don't require being bonded. I've had security clearances... and worked many jobs without being bonded once.