I am requesting a company that civers life insurance for personnel over the age of 90 and require 24/7 care.

Life insurance pays upon a person's death.

Long term care pays for just that - long term care.

"Health care insurance" pays medical expenses.

No one is going to write a new policy for someone 90 years old.

Are you serious?

Are you saying that this person receives 24/7 care already?

And you would like to know a company that will write a life insurance policy for this person?

Judy-are you saying that no one will write a new life insurance policy -or- no one will write a new health insurance policy for this person? Or both?

I just want to make sure the facts are laid out.

Quote:

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Originally Posted by southamerica

Are you saying that this person receives 24/7 care already?

And you would like to know a company that will write a life insurance policy for this person?

Judy-are you saying that no one will write a new life insurance policy -or- no one will write a new health insurance policy for this person? Or both?

I just want to make sure the facts are laid out.

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I don't know any company that will write AFFORDABLE life insurance - or AFFORDABLE - long term health care insurance for someone 90. Note that this is an employee policy, also, not someone obtaining personal insurance.

In fact, I'd be amazed if insurance is even available.

Yes, that's how I see the facts laying out.

First it is doubtful that any company would write a policy for a 90 year old person and if they did, it would be very very costly