What happens if you bump someone but youv got no insurance?
I bumped into the back of someone on a car park on the morning there was no damage to mine and a little scrape near his back wheel which he said would probably just need respraying I gave him my details and when I got back home later in the day I rang my insurance only to be told it had run out a week before. I was mortified I said I didn't realise I thought it was deue in may and that id had no renewal letters etc but they said that it was march and they had sent out letters after a bit more discussion it was found that the letters had been sent to my old address as I had moved house a few months before and even though I had up dated my new details with them the letters somehow went there so I set it back up again atraight away but what do I do now regarding the accident as I can't find where I put the other partys details so I can't get in touch with the other driver to explain and offer to pay for his damage ? Do I just wait for his insurance to get in touch with me and then what happens as I waant insured at the time of the accident I'm really worried as it was a genuine mistake and I don't want to get into any trouble?