You have given some great info. I have not paid or acknowledged my debts of over $300,000 since June of 2006. However my wife (who is joint with me on some accounts) has recently claimed bankruptcy and listed these debts for the trustee to contact. I have not signed any of her papers.

Will her actions cause me any trouble ? Will the time limitations start over again for me on those debts that were joint?

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Originally Posted by skippers1

Will her actions cause me any trouble ?...

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Maybe. Creditors will no longer have the option to pursue her and, if they want to collect, will have to pursue you.

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Originally Posted by skippers1

Will the time limitations start over again for me on those debts that were joint?

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No. However, if it's a Chapter 13, collection against you is stayed between the time she files bankruptcy and the time she gets a discharge. It's possible that creditors could argue that somehow stops the Statute of Limitations clock from running. I don't think they would be successful, especially if the SOL doesn't run out during the period of the automatic stay.