I became a Loan Officer last Jan and had no income for the whole year... for that job. My 1st job pays the bills. I have expenses, scgool, licenses books and tests for federal and state. How do I claim these expenses? I am with a firm but no w2 this year.

You can deduct unreimbursed job expenses to the extent they exceed 2% of your adjusted gross income - you show these as misc deductions on schedule A. See the instructions for lIne 21 of Schedule A here: http://www.irs.gov/pub/irs-pdf/i1040sca.pdf