I own a home that I would like to sell to my daughter and son-in-law. It is appraised at $240,000 and has a $123,000 mortgage on it. We would sell it for $220,000 and we would pay all of the closing costs. My daughter and her husband have gone through some financial problems and their credit does not qualify them for the best rates right now, and they do not have a down payment. What would be the best way to get them into this home as owners? They have been living in it for the past six months and have been paying the mortgage payments. Someone told us something about a mortgage deed, but I am not sure how that works, or if it would work in this situation. We are not in a big hurry for the money from the sell of the home and have no concerns about their finances or willingness to pay for the home.