Is it legal to add "Trade Line Accounts" or aged Credit Accounts to your Credit Report in order to raise your FICO score and if not way are there companies advertising to add Trade Lines to your credit report will rase your FICO score 200 points in 30-45 days. Most of the companies advertising this service charge between $1,000.00 to $1,350.00 per Trade Line. However, I would like to know why is this service so expensive and can I add my own Trade Line Accounts to my credit report.

1. What is the secret? DBA
2. Does Dun And Brad Street charge a fee?
3. Is this legal and do the accounts remain on your Credit Report?
4. FRAUD?

To report false things on your credit report is illegal, if these are not true lines of credit that are used and active ( which they are not) you are merely doing fraud.

There are a lot of fraud in the credit reporting and in efforts to clean up your credit report. Most of these companies are illegal by various state laws.

Some fruad of course works, it is just illegal