Without signing up for some stupid online site and being charged monthly due to fine print? I don't want to sign up for anything and then cancel later befre I am charged for a month or whatever. I want to get a score and forget about the whole thing. I don't want spam emails. I don't want 'special offers.' I just want a credit score. Can anyone help? Also, I would prefer not to put personal info online at all if possible.

Call your bank. They should be able to give you a score for free.

I think individuals are allowed one free online reading per year. Someone else here will confirm or refute that, and will give you more definite information.

If you have been refused credit, you are entitled to a copy of your report, You will have to send a letter to the credit bureau to get it.

This will probably NOT get you your score, however. That is a different thing.