Hello there! I'm 23 years old. Both my girlfriend and I have good credit and decent income for our age. We want to purchase a home in the near future. What would be the best way to save for a down payment? Are there savings accounts that offer interest? What would be the best way to go?

All savings accounts that pay interest. The higher paying ones usually require a higher balance. One thing you could do is place the money in Certificates of Deposit. They vary in interest rates depending on how much and how long the term is-- so if you are planning on buying in two years (for example), you could buy a CD now with a term of 18 months, then in six months when you have saved more, get one with 12 months term, etc.

Or find a "premium" savings account that will pay 3% or 4% or even 5%. But it is best to get it in as soon as possible and start letting the interest accumulate.

A saving account is a good start. ALthough CDs offer great rates, there are banks that have wonderful rates because of their low overheads. CHeck out ING or other like that. It also wouldn't hurt to speak to a loan officer and see what you are qualified to buy at this time, you may be pleasantly surprised.