Hello J:

No insurance company is going to cover an unlicensed driver, even if there is a policy in effect.

excon

You can get insurance on a car without a license, but you can't legally drive it. Its unlikely your insurance will cover you.

First, please stop starting new threads.I've merged all three threads. Second please give us the correct info. Use the answer options to provide follow-up. Don't just type in the title box.

Please write perhaps a paragraph or two to tell us what is happening, where it happened, who was at fault, more about whose car, and more.