Snap-on tools credit called me and said I owe them money from a 20 year old debt

Depends on where you are located.

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Originally Posted by Curlyben

Depends on where you are located.

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California

Well it would clearly be over the states SOL, but that doesn't mean the debt ceases to be, just they cannot take legal action to enforce it.

Clearly you will NOT be able to get further credit from these people for anything else, but other than that, there's nothing they can really do.

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Originally Posted by Curlyben

Well it would clearly be over the states SOL, but that doesn't mean the debt ceases to be, just they cannot take legal action to enforce it.

Clearly you will NOT be able to get further credit from these people for anything else, but other than that, there's nothing they can really do.

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I understand... thank you very much... happy holidays:):)

Hello m:

It's true. They can't sue you... But, they certainly can hassle you about it, and are, apparently, going to do just that.

excon

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Originally Posted by excon

Hello m:

It's true. They can't sue you... But, they certainly can hassle you about it, and are, apparently, gonna do just that.

excon

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Tks

Hello again, martin:

My answer needs an addendum. The Fair Credit Reporting Act does offer some protection for you. If they really DO get involved in your life, you can send them a demand letter to cease and desist, and they must comply. If it get's to that point, send your letter certified, return receipt requested.

excon

That is of course unless many years ago, they already got a judgement.

Also was it a personal debt or was it from a business you had that was corporation perhaps ?

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Originally Posted by Fr_Chuck

That is of course unless many years ago, they already got a judgement.

Also was it a personal debt or was it from a business you had that was corporation perhaps ?

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Personal