We try compromising with a payment but they wanted more than we can afford

Hello o:

There's more to this story, of course... But, certainly they can sue. That doesn't mean they'll win. I don't know WHY this controversy developed, but depending on WHY you're not paying, you might win. If you simply fell behind, you'll lose.

But, if you can avoid a judgment, I would. It'll cost you more, and they'll have big leverage over you..

excon

Of course they can sue for what they are owed. Why do you owe more than you can afford? For a jewelry purchase or what?