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Determining accident fault? -my parked car involved in multi car parking lot accident
What happens in a parking lot accident scenario:
Car 1 driving (fast) hits Car 2 that is backing out of the parking lot.
Car 2 because of the impact now hits Car 3 and Car 4 which were parked to Car 2s' left and right respectively.
I have Car 5 and was parked to Car 3's left. My car (Car 5) was hit by the impacted and parked Car 3.
Car 1 was listed at fault in police accident report since driver had fogged windshield and thus had had poor visibility.
Which insurance company should I contact to claim damages to my car, Car 1 which caused the accident or Car 3 that was pushed on to me?
I live in a no fault state.
See attached diagram for further clarification.
Thanks
Comment on ebaines's post
Unfortunately, I only have liability insurance (I have an old car)
Comment on smoothy's post
Yes , the police were called and I just received the police report but was wondering which insurance company to go after for my claim.
Comment on Wondergirl's post
I did report it to my insurance company but since I only have just liability coverage on the vehicle, I have to handle the claim directly with the at fault driver's insurance company.
Comment on ScottGem's post
Yeah I did, but their respose was... "contact the at-fault driver's insurance company since i only have liability coverage"