My name is nauman hafeez dob {personal info removed} I have to mrs and 5 kids I am in business I do have enough money but when ever I want to spend it to myself I don't have a single panny

Please don't give out your date of birth, because of Identity theft.

Have you and your wife write down every penny you spend for a month. Group it in categories, like 'utilities', etc. See where your money is going, because someone is probably spending it.