Hello everyone, I'm 21 years old and already have accumulated a large amount of debt and have absolutely no idea what to do. I have around 20,000 in student loans (of which I've paid nothing, didn't graduate, and 2 of these loans have already defaulted), a couple hundred in credit cards, and thousands in hospital bills. Not to mention I have a 4 month old baby, no place to live and no job. I really just don't know what else to write, I'm severely depressed and have lost most motivation to do anything. The only jobs I seem able to get are temp and I either get fired or laid off not to mention they're all around minimum wage. I've been mostly on my own since I was 16 living in and out of friends houses, well needless to say, I've run out of friends. I realize that most of what has happened in my life is my own fault and due to dumb mistakes and decisions I made as a teen. It appears I'm in a deep hole, and an even more viscous circle. Because I'm so depressed I do things like smoke marijuana to make things a bit more cope-able, the only problem with that is it gets me a criminal records and I fail drug tests, both resulting in less jobs available. I don't know what else to say, I could go on for hours why my life sucks so bad, but can't think of a single thing of how to fix it. I know the first step is to get a job, but it feels impossible to achieve anything with a minimum wage job and that's if I could even manage to get one... any advice on how to get out of this and start over would be wonderful.