My husband I , collectively make around 60,000 a year , however we have tons of debt. Are there any programs designed to help families who make that much to pay off debt or are they just for low-incomed families?

I am not aware of any programs except debt relief companies and those I would stay away from. What they tell you they could do for you such as reduce your payments and such you can do yourself. Have you tried working out a payment plan? May be now is the time to cut out all the extras and put any extra money toward your debt. Bottom line, you owe it and you need to work out a system to pay it off. I know of people that make way less than you and had more debt than you and they managed to pay it off by cutting back and living below their means until they had their debt under control.