I purchased a mobile home that had been repossessed by a bank and removed from a lot in a mobile home park and placed in a storage yard. When I went to have the mobile home relocated to a new park I was denied possession until I paid $3,000.00 to the storage yard. This represented fees that were charged to the bank to remove the mobile home to the storage yard, prior to my purchase, that the bank never paid. I paid the $3,000.00. The bank says that they sold it to me and it is a done deal, but they never told me about the outstanding charges before I purchased the mobile home. What can I do?

Thank you for your response.

GregBarb

Sue the bank for the 3000 you paid to the storage yard. This was basically a rip off, it was the banks storage till the day you paid for it. So you owe them for the number of days from the time you paid for it, till you moved it.

The bank owes them for the moving and the storage. You had no contract with them. I bet the bank may have even paid them, and they got paid double ( a guess I could be wrong)

So first ask the bank for the payment, if they refuse sue them in small claims court

Hi greg,
This one is fairly cut and dry. Being a JD and a car Dealer , I can tell you that when you buy a repoed vehicle or anything on wheels the lienholder only cares and wants what is owed to them. Storage fees are not the banks problem. Someone should have told you about that. Your only recousre is to bite the bullet on this one or if you're really lucky get someone from the bank or finance company to admit they errerd and they are responsible for the mistake. And frankly, that will never happen. Sorry

I go along with Chuck on this one. The bank contracted with the storage facility, not you. If the bank wanted to be reimbursed for their costs, they should have included it in their price. You should only be responsible for storage costs from your date of ownership.

Take the bank to small claims court and you are likely to win.