I'm in my 60's and will be retiring from insurance agency. I have set aside a portion of deferred compensation and extended earnings which I can elect to have paid out in 3-10 year periods on form 1099m. My question is how I can avoid the large taxes on these earnings if I chose the 3 year period schedule? Am I eligible for SEP, 401K, 403B, 457?
What are the options to limit my taxes and save for my family?