We seem to have a dunce for a broker so I'm taking my questions elsewhere. We are having a hard time getting my wife and baby on a reasonable individual plan that includes maternity coverage. BCBS does, but we are having trouble getting through the process with them. Humana I'm told does not offer this. Anyone else? Side question: Is anyone in the industry having problems signing a 31 yr old healthy woman and 5 month girl up for an individual plan with maternity coverage?