I owned a mobile home about 3 years ago and was young and dumb, got into a high interest rate loan and could not make payments, voluntarily left and have been renting ever since. Now 3 years later am being sued I questioned the debt of about $35,000 when the loan was only $39,000, asking for the bill of sale which they produced and the home was sold for $6,000, now they are suing me for the rest. I know I owe them something but if they sold it for a ridiculous price like that will I still owe them all that? It seems like it is somewhat their fault for selling it for such a small price, if they really did? Anyway I live in Texas and don't think they can garnish wages I own nothing, except for a 1998 car worth maybe a $1,000. What is the worst verdict that the judge will pass and the best? Should I look into Bankrupcey before or after the verdict? THanks for any info.
