My credit is bad. My wife and I are on our house deed. Have cash to pay off house but need to get a loan. Can we pay the loan off then I quick claim it to her and she go and refinance the deed.

Can I do that or does the deed stay with my name on it?

Why aren't you considering using the cash for whatever purpose you need the loan - ?

I would not go into this without an Attorney.

Are you POSITIVE that your wife qualifies for a mortgage by herself (after you quit claim to her)?

Yes, why do you need to refi if you have cash in the bank?

And why are you wanting to do it just in her name ( beyond credit)