I am 90 years old from Nevada and don't own anything. I am receiving a small pension and Social Security and have two credit card debts totalling $17,000, which was incurred helping family. I can no longer afford to pay even the minimum payments of these cards. Am I judgment proof? Thank you.

I doubt that you're "judgment proof" ; nobody really is. Now, collecting from you may be a different matter. As the old saying goes, you can't get blood out of a stone. Your pension may be subject to garnishment, up to a certain percentage of the net amount. I'm not sure about Social Security. You may want to speak with an attorney about your level of potential liability and what your best options may be in protecting your interests. You also may want to consider enlisting the services of a credit counseling agency such as Profina. They work with your creditors and may be able to arrange a payment schedule that you can manage without the fear of them pursuing litigation against you.

Yes, there is no such thing as judgement proof, they can always sue you, take you to court and get a judgement, but as mentioned collection it will be another issue. If they get a judgement they can attach any bank accounts, so you will have to not keep any money in the bank, and not get your social security or pension direct deposited, once it goes in the bank they can get it on the attachment, so you will have to get the checks physcailly mailed and not deposited in the bank.

But also as noted a credit counseling or even bankruptcy is a option