I own a trailer,an I keep records of payments, but I have looked everywhere for a spreadsheet to help me keep track of payments an later fees an bounced checks,I guess I need a title of what I'm looking for,I have goggle an Yahoo I just need to figure out how much she owns an what a payoff maybe,please send me in the right deration, I guess I need some kind of calculator of some kind,she has missed payments,an there is late fees,an bounced checks, I need help goggle it out,, where do I go:(

I think you are looking for an amortization schedule. You can get an Excel template that would create one from microsoft.com.

A quick and easy amoritization tool can be found here Hope this helps!!