The IRA trustee has divided the IRA between all beneficiaries and each will have what looks like a IRA savings account. The account name list the beneficiary and the original IRA owner.
If this sounds true to form then are the beneficiaries now the trustee? And if so, then a trustee to trustee transfer should seem pretty straight forward, note please, I did not say easy. THANKS



JIM

Are you asking whether the beneficiary of an inherited IRA can tansfer the assets to another IRA custodian? Yes, and it's really not difficult. Beneficiares are not trustees - IRA trustees (or "custodians" are a bank of other financial institution that administers the account.