What is the start date for data retention on a Judgement
I know the retention period for judgments is 5 years, however, from what date does this 5 year period start? Is it:
1. From the date the judgement is obtained in court?
2. From the date that the credit bureau’s capture your information onto their system? (I have noticed that all the dates captured on all 3 credit bureau’s are different and do not correspond with the judgement date issued.)
The reason I ask is, what if someone has obtained a judgement against you in Dec 2005, but the credit bureau only captures the judgement information against you on their system in Dec 2006. Does the retention period end in Dec 2010 or Dec 2011?