Can I go after the home inspector, the subcontractor or the manufacturer of my home?
My home was built in 2005 I purchased it in 2007. At the time of purchase the home was inspected it was deemed OK. In February of 2010 we had some heavy sustained rain storms and we noticed a leaking water and a wet spot in two location in our living room. In July we had a light rainfall and this time there was leaking causing a hole the size of a dime in the ceiling. Insurance company sends a claim representative who recommends an engineer come out and look at the home. The conclusions of the engineer are that the roof leaks are due to construction defects associated with the application of the vented ridge cap shingles. He further states that the problems are related to the original erection of the house and the application of the roof shingles. The engineer further state that this defective condition should have been reasonably identified by a typical inspection. Since my insurance company does not want to pay the claim what can I do?