This is also true for most loans. They send you refinance package with a certain interest rate. No closing fees. But they may have lenders fees
Or another such name. Monthly payments are listed.
But when the time comes. The story changes. They couldn't get that interest rate they promise you. Due to your not having a great credit rating (They couldn't tell you this at the beginning)
I guess one solution is to get a price and do the financing yourself.
Which is hard to due with mortgages.
Also you could get your credit report score and bring it with you.
Do you know of a way of getting the quoted interest rate nailed
Down and binding before the deal is consummated.?