When I refinanced my home with lendamerica I was also put in touch with a company that would pay my mortgage in case of a job loss for more than 60 days. They checked up on me every six months for awhile to make sure all was okay. Well they haven't checked on me for awhile and I've been unemployed for four months. My problem is that I don't know the name of the foundation. Can you help?

Its either in your original loan documents or one of the supplements near it. Are you paying on this through your mortgage?

While I have heard of this for credit cards, I have not heard of it on home loans. But, you would have it in writing, ( a contract) it could not be verbal. Next you would have paid and be paying a premium for this, ( is there something in the payments you are making?)

Your first stop is to read all the paper work you signed, next to contact the lender