I received notice today that I owe $2400. From 2003/2004 I made a payment on this (last one) in May of 2004 for $200. Now they credit bureau is demanding paymnet on this account that has already gone to court( back in 2003) and they received judgement against me(they are threatening to garnish my wages) do I have to pay this since it is so long and I have not heard anything from them since 2004?