Greetings,

I live in the UK but am spending my summer here in the US.
So in order to avoid crazy conversion fees on my UK debit card (I had to pay £15 on top of a $150 bill) I decided to open a US bank account and transfer money from my UK bank.

Today I received a letter from Bank of America stating that I must fill out the W-9 form or my account will be closed in 30 days. Since I'm staying for a little over 2 months I would like to keep this account open but there is no way that I can this form out.

So I take it the IRS wants to tax my self-to-self transfer or something? What should I do now? I checked online and the only form that I can actually fill out (thought I don't think it fits my situation) would the W-8...

Submit Form W-8BEN instead of Form W-9.

The IRS will not tax the transfer, but rather the interest earned, if you do not complete the Form W-8BEN.

Yes you will submit W8-BEN.