Originally Posted by
stanfortyman
In a main panel the grounds and neutral occupy the same bar(s).
You can add on an additional ground bar but it must only be used for grounds.
If you are asking why, the reason is an apartment building is a multi-family dwelling. Typically you must be licensed and insured, and qualified, to work in a multi-family dwelling.
If you screw something up in your own house you and your family could die.
If you screw something up in a multi-family dwelling potentially dozens to hundreds of people could die, be hurt or lose their homes.