I cannot answer this question, however, in May of 2009, My spouse and I received a overpayment from the escrow account in both of our names. Since my spouse was overseas I was given permission to signed the check and deposit it into the bank account. Nine months later while going through the discovery process for divorce, stbx is now claiming forgery. We have been to court twice whereas stbx was found guilty in contempt of court. Is this about the money or retaliation, the bank has withdrew the money from my account. Any great ideas?