I need to purchase a split system, 5 ton heat pump for my house in Tampa Florida. I had been leaning toward a two-stage compressor, but have been advised that , unlike the smaller compressors, a 5 ton rated at 16 seer seldom actually achieves it and using a 2-stage compressor will only add about 0.3 seer to the actual results and not be worth the extra costs. I would appreciate any suggestions.