But I am already struggling to pay my bills, and, as a single mother of two children, I make only one paycheque and little child support - My bills are more than I make!

I have a citifinancial loan and my car is financed through a financing company.. but I have heard you can't Bankrupt financing cmpanies.. is there anything I can do?

Consolidation isn't an option and Debt Management was considered.. but, I cannot afford the payments being asked.

Please Help!

Thanks!

Sorry, I meant to add that I am in Ontario, Canada and the option of a second is impossibile as I work 50+ hrs a week.