My mother has changed her will to split everything between my unborn child and myself. She has it that my child can not touch the money until he is 19 years of age. I am supposed to be in charge of the account until this age. Will I be able to touch the account to access funds for my child or will they be frozen? How exactly does this work? We are in the state of Alabama. Please let me know anything about this that you can. Thank you!

Depends on the terms of the will. If you are appointed trustee to use the money on his behalf then you can. Most likley the money will be placed in trust for him to be turned over when he's 19.

Depends on how it is set up, it may be put in a trust that can not be used till 19 ( OK, it may have to be 18) if it is put in an annunity. Most likely it would be done that way, to keep you from spending it, if she wanted it to wait till the child is 19.

It is completely up to how the will sets it up