Received CA letter Dec 2009.
Send request debt verification an Dec12, 2009
Received from CA 12 month statement from credit card bill starting Jan - Dec 2009.
This letter was send on Jan 14 2010 which is 3 day over the 30 days limit.
Can I still send Cease and desist to this CA to stop their collection effort?
Also the total amount does not match the debt statement.
Please help.
Thank's