I bought a house with my boyfriend we were both on the loan and property. We broke up I signed a quick claim deed off the title of the house because his sister was going to re-finance with him. He cannot refinance due to late payments. He is late just about every month however the loan is current not in foreclosure. I need to get my name off the loan. My credit is shot.he can't refinance with anyone or himself because of the late payments. It is an interest only loan. I don't know about filing bankruptcy I have no credit card debt no other debt but this house and technically could afford the payments I don't live there and couldn't. But is this what bankruptcy is based on? Can the mortgage co take my name off the loan?

They can, but I see no reason they would.

Bankruptcy isn't really appropriate for you as long as the payments are being made by your ex.

Yeah I doubt they would but the payments are late every month which is why he can't refinance. I need to get off the loan so I can eventually by something myself my credit is terrible because of the late payments

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Originally Posted by bridgetj

i need to get off the loan

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Hello b:

Saying you need to get off the loan isn't going to get you off the loan, and you're not. There is absolutely nothing you can do.

Well, maybe there is. YOU buy the house from your ex.

excon