Lived in house 20 years rent free, now owner wanted to charge.
I am in a huge dilemma that I could not sum up in the subject line. Let me try to make this as simple as possible (cause trust me its complicated! ) and someone PLEASE help me!!
My mom has lived in her house rent free for 20 years. She was married to the owner *** brother until he passed away in 2000. She was always promised (though not in writing, rights for life to the property). I lived there with her until 2 years ago when *** (the owner) let me have the apartment downstairs from the house, again rent free. We are "supposed" to be family as my mom was married to her brother for so many years and this is how the rent free situations came about. We also worked for *****at her motel for years but it is only a summer operation and right now me and mom are both unemployed with the intent of going back to the motel once it re-opens.
OK here is where it gets even weirder... *** is going through a lot of problems including being sued for foreclosure on the motel (which in turn includes the house as its one of many properties she used as collateral on the loan) and she is turning against everyone in her anger because another family member has bought the note from the bank and he is now suing her for foreclosure (even though he now owns the note the foreclosure process must continue to release him from obligations of Wendy's debts). The other day Wendy gave both me and my mom a letter that starting in January we have to start paying rent. We have never paid rent before (in my moms case 20 years of living in her house, and in my case 2 years of living at my apartment). I do not want to pay a dime to this woman. If you knew more about this you would know this is just her being spiteful.
OK so that's the background, now here are more things:
-the new note holder thinks Wendy is outrageous and does not want rent from us. Does he have any power in this as Wendy is still on the deed- even though the new person holds the note now.
-do we have "squatters rights"/"adverse possession of the property because we have had possession and occupancy for so long without a lease and without paying rent?
-do I need to see a judge to exercise those rights NOW or wait until she tries to evict us?
-What chances do we have if she tries to evict us?
Someone please help me because I am so scared and totally freaking out. Thank you in advance to any and all who took the time to read this.
Thank you,
Tina