I contact my collector agency 3 weeks ago beacuaSe I been out of the country maybe a yerar and 3 months,but I tried to take care of my debt $1400 .when I talked to the agent I trying to pay like $200 (7 payments) and they didi't want to,only get the agrement ($1100) two payments ($550) it's look good cause I save $300 BUT some friend of mine Who know more about this matter get the agreement of $700... how is this happen can you explain that... THANK A LOT

How old is the debt and when did you make your last payment? What type of debt is this and what state are you in?