I received a bank levy from collection agency for a credit card debt. What I Can dofor stop levy and save my money?
I'm from Philly.

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Originally Posted by yadrov

i received a bank levy from collection agency for a credit card debt. What i Can dofor stop levy and save my money?
i'm from Philly.

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First, don't post your question on top of someone else's. It makes it harder for everyone to find it and for us to give you an accurate answer, because the circumstances are most likely not the same.

Second, if the collection agency has already gotten a hold of your account, the only way to remove it is by paying off the debt in full.

For them to have attached your bank account they needed to have previously gotten a judgment against you. Were you aware of that?

If the judgment was done properly, then the only thing you can do is either pay what you owe or negotiate a settlement.

That they will do, when on an account remains-0

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Originally Posted by yadrov

That they will do, when on an account remains-0

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Huh? Can you rephrase that?

Whether the company which is engaged in consolidation of debts can solve this problem

On my account it is frozen 1220, still balans-300... An amount of debt 6000...
My question-IF they will take away all money from my checking account my bank continued payments before repayment 6000?

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Originally Posted by yadrov

Whether the company which is engaged in consolidation of debts can solve this problem

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Your last two posts haven't made sense at all. We can't help you if we can't understand you.

Can a some consolidation company solve this problem

Sorry... I will try be better... (((

A debt consolidation agency may help.

Yes, they will continue to take money deposited in your account until what you owe is paid or until you negotiate a settlement.

I asked you originally if you were aware of the judgment, were you?

yes,I do aware of the judgment... But later, than it happened...

Then ,I moved and forget about it.
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Do you can recommend the good and fair consolidation company?
(I have experience with bad and all my problems have begun, when I in 2004 have tried to consolidate my debts and have lost $2000 (some swindlers... simply deceived)

If I on my account will not have money... How they will take?

If I don't have money in my account... How they will take?

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Originally Posted by yadrov

If i don't have money in my account... How they will take?

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They will take whatever is in the account until the judgment is satisfied.

I have in my account - $1500 but they want-6000 !

It means - my bank will pay the own self money, and later will demand this money from me?

No, your bank will just hand over any money deposited in the account until the judgment is satisfied. They cannot and will not turn over anything more than what you have deposited.

What better for me?:
1-to solve it in court,
2- to solve with attorney,from collection agency
3-to solve through collection agency directly?
4- to solve through the consolidatetion company
Can I receive some discount and monthly payment?

You can't solve it in court, you have already lost in court.

You can try working through an attorney or debt consolidation service.

You can also try6 working with the plaintiff directly, but they have little incentive to deal with you.